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Cash, Debt and Risk Management
Establishing effective financial management strategies is the foundation for getting your financial house on solid ground.  We can help you make smart decisions about managing your cash resources; managing your debt; and protecting your family against possible financial risks. Our services include personal cash flow evaluations and real life spending and savings plans.

We are experienced in multiple disciplines, we help you understand the risks you face in multiple areas. These include life and disability insurance needs as well as the need for long term care insurance. Our goal is to assist you in determining your real risks and the amount of insurance coverage, if necessary, that is required to sufficiently manage those risks. When necessary, we can also help you find cost-effective strategies to pursue your needs.
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 Germaine C. Cordes, ChFC® is a Registered Representative with Securities America, Inc. Member FINRA/SIPC and Investment Advisor Representative with Securities America Advisors, Inc. Lifetime Capital Financial Group and the Securities America companies are separate entities. CA Insurance License 0D56266.

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

This communication is strictly intended for individuals residing in the state(s) of CA, ID, IL and NV. No offers may be made or accepted from any resident outside the specific states referenced.

Check the background of this financial professional on FINRA's BrokerCheck.